Like!  0 
Hi! Login Signup(Public CMS enabled)

Quick Links

1. Home Loan & Required Documents

The documents demanded by all banks for home loan is generally the same. However, few documents may differ according to banks depending and the loan amount requirements.

Following are the documents that are mandatory to be provided with the loan application:

  • Proof of Age of the applicant
  • Proof of Address of the applicant
  • Proof of Income of the applicant
  • Bank A/C statement for last 6 months
  • Passport size photographs of the applicant

For Salaried Individuals:

  • Salary slip/Form 16 A.
  • Photocopy of Ration card/ PAN card /Telephone/Electricity bills
  • Photocopy of Investments made by the applicant (Shares, FD Certificates, any fixed asset) to support the applicant's financial background
  • Photocopy of LIC policies

Self-Employed/Businessmen:

  • Introduction of Business
  • Balance Sheet, Profit and Loss account and statement of income with Income Tax returns for the last 3 years certified by a CA.
  • Photocopy of Advance Tax payments (if applicable).
  • A photocopy of Registration Certificate of establishment under shops and Establishments Act/Factories Act.
  • A photocopy of Registration Certificate for deduction of Profession Tax (if applicable).
  • Bank statements of Current and Saving accounts for the last 6 months.
  • Copies of Certificate of Practice (if applicable).
  • A photocopy of any bank loan (if applicable).
  • A photocopy of the first and last pages of the Ration card or a copy of PAN/Telephone/Electricity Bills.
  • A photocopy of LIC policy (if applicable).

If a flat is purchased from the builder:

  • Original copy of your agreement with the builder.
  • 7/12 extract or property register card of the land under construction.
  • Index II extract of your agreement with the builder.
  • Copy of N.A. permission for the land from the collector.
  • Search and title report (with the details of documents) for the last 30 years.
  • Development agreement between the owner of land and the builder.
  • Copy of order under the Urban Land Ceiling Act.
  • Copy of building plans sanctioned by the competent authority.
  • Commencement certificate granted by Corporation / Nagar Palika.
  • Building completion certificate(if available).
  • The latest receipts of taxes paid.
  • Partnership deed or memorandum of association of the builders firm.

If the property is being purchased is in a Cooperative Society:

  • Original share certificate of the Society.
  • Allotment letter from the society in your name.
  • Copy of the lease deed, if executed .
  • Certificate of the registration of the society.
  • Copy of the byelaws of the society.
  • No objection certificate from the society.
  • 7/12 extract or property register card in the society's name.
  • Copy of N.A permission for the land from the collector.
  • Search and title report(with the details of documents) for the last 30 years.
  • Copy of order under the Urban Land Ceiling Act.
  • Copy of the building plans sanctioned by the competent authority.
  • Commencement certificate granted by Corporation / Nagar Palika.
  • The latest receipts of taxes paid.
  • Original Agreement to assign / Deed of assignment.

If constructing on own land:

  • Original sale deed of land and extract of Index II.
  • 12 extract or property register card in your name.
  • Copy of N.A. permission for land from the collector.
  • Search and title report (with the details of documents) for the last 30 years.
  • Copy of order under Urban Land Ceiling Act.
  • Copy of the building plans sanctioned by the competent authority.
  • Building permission granted by Corporation / Nagar Palika.
  • The latest receipts of taxes paid.
  • Estimate of cost of construction certified by the architect.

2. Property Buying Tips

There is no second thought to the fact that our property advisers are always there to help you. Our aim to simplify the procedure of owing a property.

To make things further simple, we have charted down a property buying guide which says

Step A: Log in to our website
To checkout the list of properties available on rent, sale and purchase log on to highrisegroup.in. Our expansive and organized database includes list of all the leading properties and their prices. This database includes all the necessary information related to builder, location, projects, floor plans and amenities of the properties.

Step B: Choose a Property
After accessing all the details from our database you can list out properties that meet your criteria and budget. Once you have shortlisted the properties, you can personally visit the location, and take decisions regarding price, home loans and so on. You can be rest assured that all the properties listed on our database is duly verified by our team before listing.

Step C: Finalize the deal
After finalizing a property, we help you close the deal by handling various necessary paperwork formalities. Our team guides you through application form, and also assists you to avail a home loan from a reputed bank.

3. Vaastu Tips

1. What is Vaastu?
Ans.: Vaastu Shastra, an ancient mystic science and art, is used while constructing and designing buildings. Originated from Stapatya Veda, a part of Atharvana Veda, Vaastu is divided into two parts.
a. Deva Shilpa – Related to Temples, Idols and Statues
b. Maanava Shilpa – Related to houses, schools and colleges and commercial places.

2. How to use Vaastu while renovating and buying a home?
Ans.: Home renovation is mainly carried out to improve the appearance of the place and give it an aesthetic appeal. Very few people know that it is important to consider Vaastu while renovating a space, be it a home or office. Looking for Vaastu while buying a new home is equally important. Vaastu helps to augment the peace of mind and bring in prosperity to the residents.

Point to be considered:

  • Entrance Location
  • Prayer room Location
  • Colors of rooms
  • Shape of your House
  • Surrounding of entrance
  • Energizing a home for peace and prosperity
  • Location of Master Bed room, kids room and guest room
  • Location of gadgets, such as TV, computers, etc.
  • Location of kitchen and its internal arrangement
  • Direction of toilets
  • Arrangement of Each room
  • Location of staircase in an independent home

3. What are the Vaastu tips for Mall /Shopping Complex?

Ans.: when you consider Vaastu tips while erecting a mall or shopping complex, it helps to attract more customers.

Here are some points to be considered:

  • Location of the Plot
  • Road surrounding the plot
  • Location of Main gate
  • Location of Parking Zone
  • Shape of mall
  • Mall entrance
  • Location of food zone, shopping zone, entertainment zone etc
  • Direction of toilets
  • Interior and exterior colors
  • Direction of lower/higher zone
  • Location of staircase

4. Vaastu application for Hospital/Clinics?

Ans.: Consider Vaastu to make your clinic or hospital famous for its good services and treatments.

Points to be considered include:

  • Location of Hospital
  • Vibes from Surrounding area
  • Location of director's and doctor's room
  • Bed Arrangements
  • Canteen location
  • Main Door Location
  • Operation theatre location
  • Hospital's Shape
  • Direction of lower/higher zone
  • Visitor area

5. What are the Vaastu tips to be considered for shops or showrooms?

Ans.:Application of Vaastu Shastra while buying and designing a shop will bring in positive and energetic vibes in your shop.

Here are some points to be considered:

  • Shape of the shop or showroom
  • Main Entrance
  • Cashier Place
  • Direction of the Goods in stock
  • Place of the safe
  • Placement of Toilet
  • Colors for interior & exterior of the shop
  • Location of Higher Zone/Lower Zone
  • Direction of the AC, Electrical mains, Coolers etc
  • Placement of loft/staircase
  • Direction of windows

Services

High Rise Group brings to you a comprehensive range of realty services to our vast base of glorious clientele...

About Us

High Rise Group has been successfully operating as a reliable real estate dealer since 2010. We believe in leaving no stone

Careers

Are you looking forward to build a promising career in real estate domain, then High Rise Group is the right option...